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Global Cash Flow I: Foundations in GCF Concepts

List Price

$875

Member Price

$475

Event Id:

698444521

Product code:

371401-25

Format:

Prof. Dev. Course: Virtual

Date:

12/12/2024 - 12/13/2024

Registration Fees

Members $475
Nonmembers $875

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Item Details

Two sessions – each of the two sessions is 3 hours and 45 minutes, from 10:30am-2:15pm ET. Session 1: December 12, 2024 Session 2: December 13, 2024

Now offered as a virtual course, taking place in a virtual classroom setting via Zoom, Global Cash Flow I: Foundation in GCF Concepts provides participants with a commercial lending risk assessment tool to 1) estimate the probability of loan repayment from a business and its owners as borrowers or guarantors, and 2) make an informed credit decision by combining the information in the business and personal cash flow statements to determine whether the combined global cash flow is sufficient to service the debt of the business, its owners, and its guarantors. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES
After completing Global Cash Flow I: Foundation in GCF Concepts, participants will be able to:

  • Estimate the probability of loan repayment from a business and its owner(s) as borrowers or guarantors
  • Make an informed credit decision by combining the information in the business and personal cash flow statements to determine whether the global cash flow is adequate to service the debt of the business, its owners, and its guarantors
  • Identify the issues or risks in small business/self-employed, private client, and closely held business lending and ways to analyze and assess these risks
  • Define global cash flow
  • Analyze the interdependence of entities
  • Distinguish income from cash flow (including balance sheet changes) and recurring from non-recurring cash inflows and outflows
  • Use global cash flow analysis to determine appropriate loan structure elements

Global Cash Flow I: Foundation in GCF Concepts is designed for practicing commercial loan officers and other lending and credit professionals who lend to borrowers including private clients, small businesses, and closely held corporations and who need to increase their understanding of repayment risks associated with contingent liabilities of the owner and their business interests. In general, participants should already have a working knowledge of personal tax returns, business tax returns, and cash flow.