Detecting Problem Loans

This virtual course is made up of three sessions – each of the three sessions is 2.5 hours, from 11:00AM-1:30PM ET. Session 1: January 29, 2025  Session 2: January 30, 2025 Session 3: January 31, 2025 

Co-Sponsored by the Chesapeake Chapter

Now offered as a virtual course, taking place in a virtual classroom setting via Adobe Connect, Detecting Problem Loans offers a nine-step process to analyze and remediate problem loans using early warning signs, as well as analyze and work with problem credits. The course also focuses on what to do once a problem loan is detected, analyzing the various options the bank has and what the pros and cons of each are. Through a mix of discussion, case study analysis, and some lecture, participants develop analytical and critical thinking skills to allow them to apply what they learned to their everyday experience. 

OBJECTIVES
Detecting Problem Loans focuses on improving the participants’ abilities to:
• Recognize the causes of business failure and loan losses
• Distinguish between causes and symptoms of problem loans
• Identify the early warning signs
• Identify and evaluate available options
• Review processes to manage potential problem loans
• Identify lender liability issues

Detecting Problem Loans is designed for loan officers, risk management professionals, or other credit and lending personnel who are responsible for managing or monitoring commercial account relationships, and who need to understand they keys to preventing problem loans and dealing with them once they surface.

This course (or its equivalent) is a prerequisite for Problem Loan Workouts. It can be taken on its own or back-to-back with Problem Loan Workouts.