Lending to Non-Profit Organizations

This virtual course is made up of two sessions – each of the two sessions is 3 hours and 45 minutes, from 11:00am - 2:45pm ET. Session 1: April 1, 2025 Session 2: April 2, 2025

Now offered as a virtual course, taking place in a virtual classroom setting, Lending to Non-Profit Organizations is designed for loan and credit officers who have little or no experience in the field of nonprofit lending. It provides the knowledge and skills needed to make informed lending decisions when considering an application from a nonprofit organization.

Through a mix of small and large group activities, case studies, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES

Upon completion of Lending to Non-Profit Organizations, participants will be able to:

• Describe the key characteristics of effective nonprofit organizations and how those relate to your working relationships with NPOs.
• Recognize the key components of nonprofit accounting methodology.
• Utilize financial ratios as part of the evaluation of a NPO’s performance and financial condition.
• Identify the credit needs of nonprofit educational institutions, churches, and charities.

Lending to Non-Profit Organizations is designed for credit analysts, loan review personnel, and lenders as well as other commercial banking professionals who are involved in lending to non-profits, or who want to learn more about the basics. Participants need to understand cash flow and how it helps determine a borrower’s ability to repay loans. It is structured for individuals who are acquainted with financial accounting principles and the basic disciplines of financial analysis.

Participants are expected to have a practical knowledge of financial accounting, financial statement analysis, and cash flow analysis.